Personal accounting
Personal Accounting Software for New Zealand Households With Financial Complexity
SortMe keeps proper books for your personal finances when they run across more than one bank: every income stream and expense from ANZ, ASB, BNZ, Kiwibank, Westpac and TSB in a single set of books, your net worth tracked in real time, and clean exports when tax time comes.
The average user finds $2,371 in savings. 12,000+ households helped · 4.7★ on Trustpilot.
- on Trustpilot
- ★ 4.7
- bank access
- Read-only
- money-back guarantee
- 30-day
Your ledger feeds itself
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ANZ -
ASB -
BNZ -
Kiwibank -
Westpac -
TSB -
SBS -
Sharesies -
Kernel -
Wise - + more, all via Akahu
Every connection runs through Akahu, using open banking APIs for most banks. Read-only access, always.
When a budgeting app stops being enough
A budgeting app is fine when money arrives from one job and leaves through one eftpos card. Somewhere between the second income, the Shopify store, the investment accounts and the rental, it becomes too complicated to keep track, and you're no bookkeeper. Personal accounting software is the step up: not just "how much did we spend on groceries", but a full, accurate set of books for everything you earn, own and owe.
The books, kept for you
Income and expenses across every account, reconciled daily
Every income stream, recognised.
Salary, side-hustle payouts, rent, dividends, interest: AI income detection identifies them automatically, including variable income that lands in odd amounts on odd days. Every payment and refund is recognised and categorised as it arrives.
Every expense, filed.
AI categorisation across all your accounts, with transfer detection so money moving between your own accounts never counts as spending.
The paper trail, attached.
Notes and attachments live on the transaction: receipt photos, invoices, “this one’s deductible”. Tags (managed centrally, applied in bulk) give you your own reporting dimensions.
Foreign currency handled.
Overseas accounts auto-convert to NZD, so the books always add up in one currency.
CSV both ways.
Import history from anywhere; export everything with categories and tags intact, in a format accountants have specified.
Entity Management, for end of financial year.
SortMe Pro gives the trust, the rental LTC or the side hustle its own set of books beside your personal money, so each one exports its own accountant pack in a single click when March comes around.
Net worth: the balance sheet
Your personal balance sheet, live
Real accounting means both statements. SortMe's Growth tab is your household balance sheet: net worth across every bank account, your mortgage (with smart auto-detection and fixed-rate expiry alerts), KiwiSaver balances, and investments from Sharesies and other platforms, all in one view, updating as the accounts do. Watch the line that matters most move month by month, without building it in a spreadsheet ever again.
Tax time
March stops being a season of dread
The books were kept all year, so tax time is an export, not an excavation. One click produces an accountant-ready CSV with every transaction categorised and tagged, income streams identified, receipts attached where they matter. Your accountant spends their hours on advice instead of sorting, and their invoice shows it.
SortMe Pro · Entity Management
Side hustle? Rental? Family trust? Give it its own books.
This is where SortMe goes further than any personal finance tool in NZ. SortMe Pro's Entity Management runs trusts, companies, LTCs, partnerships and sole-trader operations as separate sets of books beside your personal money, in the same app, from the same bank feeds. Tag deductibles through the year, get receipt prompts on $500+ spends, and produce a one-click End-of-Financial-Year accountant pack in a format specified by accountants. Unlimited entities.
Beyond the books
Accounting records what happened. SortMe surfaces what's next.
Clean books are the foundation, not the finish line. At the end of every pay cycle your Budget Cycle Review puts the single change that will move the needle most in front of you, which is where the biggest decisions usually get made. Subscription detection is where the average user finds $2,371 in cancellations, and with everything connected SortMe also reads across the whole position: the idle cash, the fixed rate expiring in spring, the KiwiSaver fund that hasn't been reviewed since you enrolled. Ask SortMe AI anything about your own numbers and it answers from your real data, remembering context between conversations. When a decision needs a professional, SortMe connects you to a vetted adviser.
12,000+ households keep their books on SortMe
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"What an excellent app, I love how it filters all your transactions so accurately. I don’t have to spend hours sorting things as the AI has already categorized it correctly."
MrAdasim · ★★★★★ on Trustpilot -
"SortMe is so helpful for getting a big picture view of our finances. The online meeting with Charlotte was great to get me set up."
Melissa · ★★★★★ on Trustpilot -
"Simple and easy to use. Setup allows for good level of customisation for your own needs without being overwhelmed with too many options."
Verified customer · ★★★★★ on Trustpilot -
"SortMe shows me useful insights and recommendations. It’s found spending patterns I’d missed and has helped me save. Connecting my bank accounts was easy, definitely recommend."
Nelson Shaw · ★★★★★ on Trustpilot -
"I’ve used several tools in the same category. SortMe has found a way to make household financial management tasks engaging and motivating."
Kale E · ★★★★★ on Trustpilot -
"I like that I can see all my financial transactions and accounts on one app. Highly recommended to anyone wanting to reach their financial goals."
Souai · ★★★★★ on Trustpilot
★ 4.7 on Trustpilot
Your books, bank-grade secure
Read-only access
SortMe can never move your money or make payments.
AES-256 encryption
Bank-grade encryption; passed a Google Security Audit.
Open banking via Akahu
Every connection runs through Akahu, New Zealand's open finance provider. For most banks that's an official open banking API, so you approve it inside your own banking app.
