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How to pay off debt faster - When to use the Avalanche or Snowball method
April 14, 2026
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Carl Thompson
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7 min read
Debt snowball or debt avalanche? The maths favour one, human behaviour favours the other. SortMe founder Carl Thompson breaks down what the research actually shows, how to run either strategy inside SortMe, and a bonus tip on closing the tap once your debts are paid off so they can't quietly reload.