SortMe

Cashflow Forecast

See your cashflow forecast, spot the tight month early

SortMe's Cashflow Forecast projects your money month by month, 6–12 months out, built from your real income and spending. If November's going to bite, you'll know in July, while there's still time to do something about it.


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The SortMe Cashflow Forecast: a 12-month projected balance with one-off costs flagged on the line and a safety minimum

Built from real life

Your recurring money, projected automatically

You don't fill in a worksheet. SortMe already knows your salary cadence, the mortgage payment, the power bill, the insurance premiums. It detects your recurring transactions (variable income included) and projects them forward. The forecast starts accurate on day one and stays current as your transactions change.

  • Month-by-month projections, 6–12 months out
  • Recurring income and bills auto-projected, including variable side-hustle income
  • Updates as your real transactions come in; no maintenance
A mother seeing her son off to school

One-off costs

The new roof, the school fees, the winter holiday

The costs that wreck a year are rarely surprises. They're known things nobody wrote down. Add one-off future costs to the forecast and watch the ripple: the $18,000 roof in September, term fees in February, Fiji in July. Now the question stops being "can we afford it?" and becomes "which month does it land best in?"

  • Add any one-off future cost with a date and amount
  • See its effect on every following month instantly
  • Test timings: move the cost, watch the tight month move with it
The Cashflow Health Score in the SortMe app, reading 72% — Very Good

Cashflow Health Score

One score for "are we OK?"

Twelve months of projection is information; the Cashflow Health Score is the answer. It condenses your projected position into a single score, so a glance tells you whether the year ahead is comfortable, tight, or heading for trouble, and whether the change you just made helped.

  • One score summarising your projected cashflow health
  • Moves when your situation does. Watch it recover as you adjust
  • The quickest "are we OK?" check in the app

Read for you

"Heads up: November looks tight"

SortMe AI writes a plain-language summary of your forecast and flags the months that need attention: which month, why, and how big the squeeze is. Pair it with your budget and the fix is usually one adjustment made months early, instead of a scramble made the week it hits.

Forecasting questions, answered

How does SortMe know what's coming?
It detects your recurring income and bills from your real transactions (salary, mortgage, utilities, insurance, even variable income) and projects them forward month by month.
How far ahead can I see?
6 to 12 months, month by month.
Can I add things that haven't happened yet?
Yes. Add one-off future costs like a roof, school fees or a holiday. Add a date and an amount and the whole forecast updates instantly.
What's the Cashflow Health Score?
A single score summarising your projected position across the months ahead. It's the fastest way to see whether you're comfortable, tight, or need to change something.
Does this work with irregular income?
Yes. SortMe's income detection handles variable income (commissions, side-hustle revenue, contract work) and reflects it in the projection rather than pretending you're paid a flat salary.

Secure your family's financial future

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The average SortMe user finds $2,371

Not by budgeting harder — by finally seeing everything in one place. The subscription that crept up, the fixed rate about to roll over, the cover you're paying for twice. See what's hiding in yours.

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See your whole financial life by tonight

Connecting your accounts takes about ten minutes. No spreadsheet, no shoebox, no nine separate logins — just one clear picture and a straight answer about what to do next.

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