SortMe AI
Ask SortMe AI anything, get an answer from your own numbers
"How much did we spend on groceries this month?" "Can we afford Fiji in January?" SortMe AI answers from your real transactions, accounts and goals, in plain language, from any page in the app.
- on Trustpilot
- ★ 4.6
- bank access
- Read-only
- money-back guarantee
- 30-day
SortMe AI
- Your ASB fixed rate ends in 41 days — worth a look before it rolls over.
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What's it costing us? - You're on 6.89%. Twelve-month rates at your banks are around 5.99% today. On $540,000 that's roughly $405 a month.
- Where would that be best going?
- Your emergency fund is $3,200 short of three months' expenses. Want me to track that as a goal and show you when it'd be covered?
Your data, your answers
Built on your transactions, not on generalities
Ask a generic AI about your money and you get a generic essay. Ask SortMe AI and it reads your actual accounts before it answers: groceries this month, $1,142 across Countdown, Pak'nSave and the Sunday market. Fiji in January? It checks your goals, your balances and the months between now and then. The answer is yours, because the data is.
- Works across every connected account, transaction and goal
- Specific answers with real figures, not ranges and platitudes
- Available from any page in the app, so the question never has to wait
Memory
Pick up where you left off
Tell it once that the Wednesday transfer is board money from your mother-in-law, and it stays known. SortMe AI remembers context across conversations, so each chat builds on the last instead of starting from zero. The longer you use it, the more your answers sound like your household.
- Memory across conversations (live since July 2026)
- Remembers your context: the side hustle, the shared accounts, the plan
- Correct it once; it stays corrected
Every payday
The AI that reads your money so you don't have to
SortMe AI isn't only there when you ask. Every pay cycle it writes your Cycle Review — what went over, what went under, what to change. It summarises your Cashflow Forecast and flags the tight months ahead. Twenty minutes after bedtime is enough, because the reading has been done for you.
- Budget Cycle Review at the end of every pay cycle, delivered by push notification
- AI forecast summaries that call out tight months before they arrive
- Proactive nudges between check-ins are coming soon
Under the hood
The same AI runs the quiet parts
The chat is the visible half. The same intelligence powers the features you never think about: deciding which recurring charges are genuine subscriptions (and which are Afterpay in disguise), recognising income — variable side-hustle income included — and categorising the transactions rules can't. You feel it as the app being right more often.
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Subscription detection
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Income recognition
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Smart categorisation
Your data stays yours
An AI is only as trustworthy as the plumbing behind it. SortMe's bank connections are read-only, so SortMe AI can analyse your money, never move it. Your data is protected with bank-grade AES-256 encryption, we've passed a Google Security Audit, and your data isn't used to train third-party models. The full picture of connections, encryption and controls is on Data Security.
- Read-only bank access: it can never move your money
- Bank-grade AES-256 encryption; passed Google Security Audit
- Not used to train third-party models. See Data Security for the detail
