Connect every part of your money, see it work as one system

Your money, in one place

Connect every account in about 10 minutes

Every connection runs through Akahu, New Zealand's open finance provider — SortMe never connects directly to your bank. For most banks Akahu uses an official open banking API, so you approve the connection inside your own banking app. That covers all the major NZ banks, plus KiwiSaver balances, Sharesies, Kernel and other investment providers, mortgage accounts (auto-detected), and foreign-currency accounts converted to NZD on the fly. CSV import covers the rest.

• Read-only access. SortMe can never move your money.
• Mortgage smart auto-detection, with fixed-rate expiry alerts.
• Foreign-currency accounts auto-convert to NZD.

• ANZ
• ASB
• BNZ
• Westpac
• Kiwibank
• TSB
• SBS
• Sharesies
• Kernel
• Wise
• + more, all via Akahu

Spend

Know where it went, without doing the filing

Spend Overview categorises every transaction automatically, with AI picking up whatever the rules miss, including IRD income. Filter by bank account, tag in bulk, add notes and attachments, see the next two weeks of upcoming transactions, and let transfer detection keep internal shuffles out of your spending totals. When your accountant asks, export a CSV that keeps categories and tags intact — CSV export is a SortMe Pro feature.

Cashflow Forecast & Health Score

See tight months before they arrive

The Cashflow Forecast projects 6 to 12 months ahead from your real income and spending, including variable income. Add one-off future expenses (the reno, the trip, the tax bill), track your Cashflow Health Score, and read the AI summary that names the months worth keeping an eye on.

Protection

Every policy in one place, not buried in your inbox

Protection is the register for your insurances. Upload every policy you hold, from life and income protection to health, house and contents, and SortMe keeps the provider, the cover and the renewal date against each one, with an alert before anything expires. That way you're not searching three years of email for a policy number on the day you need it.

SortMe reads the rest of your money too, and surfaces where cover is thin or missing: an income nobody could replace, a policy that lapsed when a card expired, a risk you've carried since before the kids arrived. When you want to talk one through, we introduce you to a licensed adviser with your context already in hand. SortMe surfaces the gaps and makes the introduction; the regulated advice comes from the adviser.