Budgeting software
Budgeting Software Built for NZ Households That Take Their Money Seriously
A full-screen financial dashboard for your household: every bank account, credit card, KiwiSaver, investment and mortgage in one place, with proper reports and accountant-ready exports. Runs in your browser, with iOS and Android companion apps for the day-to-day.
The average user finds $2,371 in savings. 12,000+ households helped · 4.7★ on Trustpilot.
- on Trustpilot
- ★ 4.7
- bank access
- Read-only
- money-back guarantee
- 30-day
Feeds itself from every major NZ bank
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ANZ -
ASB -
BNZ -
Kiwibank -
Westpac -
TSB -
SBS -
Sharesies -
Kernel -
Wise - + more, all via Akahu
Every connection runs through Akahu, using open banking APIs for most banks. Read-only access, always.
There are budgeting apps. Then there's running the household's books.
If you're the one who sits down with a laptop and reconciles the month, who wants to see a year of spending on one screen, export it for the accountant, and know the numbers are right, you're not looking for a widget. You're looking for software. SortMe is both: a phone app for the glance, and a full web dashboard for the Sunday session.
The big-screen dashboard
Made for a real screen, not just a thumb
Whole-household dashboard.
Every account across every bank on one screen: balances, spending by category group, budget position for the current pay cycle, and net worth. The 30-second Sunday check-in that replaces an hour of tab-hopping.
Reports that answer questions.
Spending by category, by account, by tag, over any period. Compare this quarter to last. See exactly where the grocery number went awry.
Filter by account.
Household spending on one view, the side-hustle account on another. Nothing muddled together unless you want it together.
Two-week forward view.
Upcoming transactions laid out ahead of time, so the insurance annual premium never ambushes the joint account again.
CSV in, CSV out
Plays properly with your accountant
Connected, categorised, current.
Your accounts feed themselves and every transaction is categorised as it lands, so the books your accountant sees are the books you were already looking at.
Accountant-ready CSV export.
Every transaction with its categories and tags intact. Come tax time, your accountant gets a clean file, not a shoebox. Export is a SortMe Pro feature.
Notes and attachments on transactions.
Staple the receipt or the invoice to the transaction itself. Future-you (and your accountant) will be grateful.
IRD income auto-categorisation.
Provisional tax refunds and IRD payments recognised and filed correctly, without you touching them.
Xero Personal replacement
Still missing Xero Personal? Same.
When Xero retired its personal product, thousands of NZ households lost the closest thing to real home accounting software this country had. Most of the replacements were either overseas tools that don't speak Kiwi (no Kiwibank, no KiwiSaver, no IRD income categorisation) or manual-entry apps that become a second job. SortMe was built here for exactly that gap: automatic bank feeds from ANZ, ASB, BNZ, Kiwibank, Westpac and TSB, proper categorisation, reports and exports: the Xero Personal workflow, a decade more automatic.
Multi-account, multi-entity households
For households whose money doesn't fit in one tidy pile
Two incomes, a side hustle, a rental, maybe a family trust or a company shareholding. SortMe handles the personal side with unlimited accounts and household sharing so both partners see the same books, and a budget that runs on your actual pay cycles. When part of your money is a business? SortMe Pro's Entity Management keeps trusts, companies, LTCs and sole-trader operations as separate books beside your personal money, with deductible tagging through the year and a one-click End-of-Financial-Year accountant pack.
More than the numbers
Good software shows you the numbers. SortMe surfaces what they mean.
A dashboard on its own only shows what already happened. What you're really buying is the moment SortMe looks across everything (the mortgage, the KiwiSavers, the idle cash, the subscriptions you forgot) and shows you, in plain language, where the next move is. Your fixed rate expires in four months: here's the move. There's $9,000 earning nothing: here's where it could work. Ask SortMe AI anything about your own numbers and it answers from your real transactions, remembering context between conversations. Your Budget Cycle Review puts the single highest-impact change in front of you each payday, and subscription detection is where the average user finds $2,371 in cancellations. When a decision deserves a human, SortMe hands you to a vetted adviser.
12,000+ Kiwi households run their money on SortMe
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"What an excellent app, I love how it filters all your transactions so accurately. I don’t have to spend hours sorting things as the AI has already categorized it correctly."
MrAdasim · ★★★★★ on Trustpilot -
"SortMe is so helpful for getting a big picture view of our finances. The online meeting with Charlotte was great to get me set up."
Melissa · ★★★★★ on Trustpilot -
"Simple and easy to use. Setup allows for good level of customisation for your own needs without being overwhelmed with too many options."
Verified customer · ★★★★★ on Trustpilot -
"SortMe shows me useful insights and recommendations. It’s found spending patterns I’d missed and has helped me save. Connecting my bank accounts was easy, definitely recommend."
Nelson Shaw · ★★★★★ on Trustpilot -
"I’ve used several tools in the same category. SortMe has found a way to make household financial management tasks engaging and motivating."
Kale E · ★★★★★ on Trustpilot -
"I like that I can see all my financial transactions and accounts on one app. Highly recommended to anyone wanting to reach their financial goals."
Souai · ★★★★★ on Trustpilot
★ 4.7 on Trustpilot
Bank-grade, audited, read-only
Read-only access
SortMe can never move your money or make payments.
AES-256 encryption
Bank-grade encryption, and we've passed a Google Security Audit.
Open banking via Akahu
Every connection runs through Akahu, New Zealand's open finance provider. For most banks that's an official open banking API, so you approve it inside your own banking app.
