The whole picture
The Personal Finance App That Sees All of It
Your accounts across every NZ bank. Your KiwiSaver. Your mortgage. Your Sharesies portfolio. Your net worth, your next twelve months, and a plain-language answer to "so what should we do?" — one app, finally holding the whole picture.
- average savings found
- $2,371
- households helped
- 12,000+
- on Trustpilot
- ★ 4.6
- bank access
- Read-only
- money-back guarantee
- 30-day
Connects securely to every major NZ bank
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ANZ -
ASB -
BNZ -
Kiwibank -
Westpac -
TSB -
SBS -
Sharesies -
Kernel -
Wise - + more, all via Akahu
Every connection runs through Akahu, using open banking APIs for most banks. Read-only access, so SortMe can never move your money.
You don't have a money problem. You have a visibility problem.
Household income in the mid six figures, and somehow the honest answer to "how are we doing?" is a shrug. The mortgage is in one app, the KiwiSavers in two more, Sharesies in a fourth, the term deposit in an internet-banking tab you log into twice a year, and the side-hustle account is a mystery until tax time. Your bank's app can't help — it only sees itself. Nobody is looking at the whole board. That's the job SortMe was built for.
The whole picture
One app for every part of your money
Every account, every bank.
All your transaction and savings accounts across ANZ, ASB, BNZ, Kiwibank, Westpac, TSB and more, syncing automatically. Foreign-currency accounts convert to NZD.
Net worth, live.
The Growth tab is your household balance sheet: net worth, mortgage, KiwiSaver and investments in one view, moving as the real numbers move.
Your mortgage, working harder.
Smart mortgage detection, plus fixed-rate expiry alerts — so the biggest number in your life never rolls over onto a bad rate while you weren’t looking.
KiwiSaver, watched.
Balances from your providers in the same picture, with a fund check and a referral to an adviser when it looks like your fund and your goals have drifted apart.
Spending, sorted without you.
AI categorisation across everything, subscription detection that finds the leaks, and a pay-cycle budget (weekly, fortnightly or monthly) with a Budget Cycle Review each payday, there when you want it and invisible when you don’t.
The next 12 months, forecast.
The Cashflow Forecast projects 6–12 months ahead, flags the tight months before they arrive, and scores your position with the Cashflow Health Score.
The concierge story
Seeing everything is half of it. Knowing what to do next is the other half.
Most finance apps stop at charts. SortMe reads your whole position and gives you the next move in plain language. The fixed rate expires in November. Here are your options, start the conversation in September. There's $16,000 sitting in an account earning 0.10%. Here's what it could be doing. You're paying for two streaming services nobody's opened since April. Here's the cancel-by date. Those cancellations alone average $2,371 a year, and small calls made early across everything you own and owe are why the households with the most going on get the most out of SortMe.
SortMe AI
Ask anything about your own money and get an answer built from your real transactions and balances, not generic tips.
Real humans, when it matters
Some decisions deserve a person. SortMe's Protection spots the gaps (the insurance that lapsed, the will that doesn't exist, the KiwiSaver fund mismatch) and hands you warmly to a vetted adviser when you want one. SortMe surfaces the gaps and makes the introduction; the regulated advice comes from the professionals.
Built for households, not individuals
Your money is a team sport. Your finance app should know that.
Household sharing gives you and your partner one shared picture: every account, both KiwiSavers, the joint budget, the shared goals, across different banks and different pay cycles. Savings goals tie to real bank accounts (several accounts per goal if that's how you save), so "the house deposit" is a number you both watch, not a figure someone keeps in their head.
What your bank's app will never show you
- The accounts you hold at other banks (which, statistically, is most households).
- Your KiwiSaver next to your mortgage next to your cash, and the actual trade-offs.
- A 12-month forecast with your tight months flagged in advance.
- An honest nudge about a better rate, theirs or anyone else’s.
- One shared view for both partners across two banks.
None of that is a knock on your bank. Banks are built to show you their own products. SortMe is built to show you everything.
12,000+ households finally see the whole picture
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"What an excellent app, I love how it filters all your transactions so accurately. I don’t have to spend hours sorting things as the AI has already categorized it correctly."
MrAdasim · ★★★★★ on Trustpilot -
"SortMe is so helpful for getting a big picture view of our finances. The online meeting with Charlotte was great to get me set up."
Melissa · ★★★★★ on Trustpilot -
"Simple and easy to use. Setup allows for good level of customisation for your own needs without being overwhelmed with too many options."
Verified customer · ★★★★★ on Trustpilot -
"SortMe shows me useful insights and recommendations. It’s found spending patterns I’d missed and has helped me save. Connecting my bank accounts was easy, definitely recommend."
Nelson Shaw · ★★★★★ on Trustpilot -
"I’ve used several tools in the same category. SortMe has found a way to make household financial management tasks engaging and motivating."
Kale E · ★★★★★ on Trustpilot -
"I like that I can see all my financial transactions and accounts on one app. Highly recommended to anyone wanting to reach their financial goals."
Souai · ★★★★★ on Trustpilot
★ 4.6 on Trustpilot · The average user finds $2,371 in savings.
The safest way to see everything in one place
Read-only access
SortMe can see your accounts but can never move money, make payments, or change anything at any bank, ever.
AES-256 encryption
Bank-grade encryption, and SortMe has passed a Google Security Audit.
Open banking via Akahu
Every connection runs through Akahu, New Zealand's open finance provider. For most banks that's an official open banking API, so you approve it inside your own banking app.
